Student Health Insurance

The Student Health Insurance Premium is assessed to students registered in most academic units on campus (excluding College of Professional Studies and programs including the Graduate Tax, Executive MBA and Continuous Enrollment for all programs). The premium is assessed each fall and spring term for students enrolled in one or more credit hours per quarter (one or more credit hours per semester). The premium is included on the tuition bill and covers a six-month period.

Students whose first term for an academic year is either winter or summer term may opt into the Student Health Insurance Program (SHIP) by contacting Student Health Services to obtain the necessary application forms and information.

Contact the Bursar’s Office if you are unsure if you are automatically enrolled in the Student Health Insurance Program.

• How to Participate

  If you choose to participate in the Student Health Insurance Program, complete the form located in My4D.

  1. In My4D: Select the following options:
     • Student Resources
     • Records and Requests
     • Accept/Waive Health Insurance
  2. Once on the Health and Counseling Fee Waiver page, students simply need to click the radio button to elect coverage. An email confirmation will be sent within 48 hours confirming the coverage choice.
  3. Even if students accept coverage in the Student Health Insurance Plan, they must meet the minimum enrollment requirements. If a student accepts coverage and is enrolled for 1 or more hours the student’s acceptance will be communicated to the insurance carrier. If you have specific questions regarding the plan benefits or coverage, please contact Student Health Services at (303)-871-2205.

Waiving SHIP

Students may waive participation in the program and the insurance premium provided they are covered under another adequate health insurance policy. As part of the waiver process, students will be asked to provide policy information for their personal coverage.

Students who choose to waive the health insurance on an annual basis will not be able to opt back into the program during the year unless they experience a loss of coverage. Students should contact Student Health Services at 303-871-2205 for more information.

• Waiver Process

  Students who are covered by another health insurance plan may waive participation in the student health insurance program. To process a waiver, sign into My4D.

  1. In My4D: Select the following options:
     • Student Resources
     • Records and Requests
     • Accept/Waive Health Insurance
  2. You will have the option of either accepting or waiving the health insurance offered by the University of Denver. If you are covered by another health insurance plan and choose to waive participation in the University’s student plan, complete the form by the deadline listed below. An email confirmation will be sent to you within 48 hours. Keep a copy of the confirmation for your records.
  3. Students who choose to waive the health insurance for a full year will not be able to opt back into the program during the year unless they experience a loss of coverage. Students should contact Student Health Services at (303) 871-2205 for more information.
  4. If a student’s course registration meets the requirements for automatic enrollment in the student health insurance program (see top paragraph), and the student does not waive participation in the program by the stated deadline, the student will be automatically enrolled in the student health insurance program and the health insurance fee will be charged to the student's account.