Current Benefits Plans

We provide a robust benefits program at the University of Denver. Explore our benefits listed below:

Insurance Plans:

  • COBRA Insurance
  • Dental Insurance
  • Life and Accidental Death Insurance
  • Medical Insurance (Cigna or Kaiser Permanente)
  • Medical Insurance for Retirees
  • Pet Insurance
  • Short-Term and Long-Term Disability
  • Travel Insurance
  • Vision Insurance

Additional Benefits:

  • Employee Assistance Program
  • Employee Discounts
  • Flexible Spending Account
  • Health Savings Account
  • Legal & Identity Theft Protection
  • Retirement Plan
  • Retiree Benefits
  • RTD EcoPass
  • Student Loan Assistance
  • Tuition Waiver

Page Sections

Click links below for more information regarding benefits details, eligibility, and rates:

Benefits Guide & Rate Sheet

For more detailed information about benefits effective July 1, 2024 to December 31, 2024 including eligibility, plans, coverage, and premium costs, please click on the documents below:

For more detailed information about benefits effective January 1, 2025 to December 31, 2025 including eligibility, plans, coverage, and premium costs, please click on the documents below:

Medical Insurance Plan Options

Cigna Copay and Kaiser HMO

The Copay and HMO Plans have set copays for some services and a deductible and coinsurance for others. Copays do not apply toward your deductible, so you will pay copays until you reach your annual out-of-pocket maximum.

Cigna and Kaiser - High Deductible Health Plans (HDHP)

With the High Deductible Health Plan (HDHP), you pay the full negotiated cost for medical services and prescription drugs with the exception of preventive care which is covered at 100%, until you meet your annual deductible. If you are enrolled in the HDHP, you may be eligible to contribute tax-free dollars in a Health Savings Account (HSA) to pay for eligible medical expenses. You choose when to use the money in your HSA account. It rolls over from year to year, allowing the balance to increase. Eligibility restrictions and contribution limits apply and are subject to change annually.

Customer Service for Cigna and Kaiser Permanente

If you have specific questions about the different plans we offer, we have customer service contacts at both Kaiser Permanente and Cigna who can assist. See information below:

Medical Insurance PlanContact Information
Cigna
Kaiser Permanente
Kaiser Permanente - The New Member Connect Department

Insurance Plans and Providers

COBRA Insurance

Provider: Rocky Mountain Reserve
FSA Member Service: 888-722-1223
Website: www.rockymountainreserve.com

 

Dental Insurance

Provider: Delta Dental of Colorado
Phone: 800-610-0201
Website: www.deltadentalco.com

Life and AD&D Insurance

Provider: New York Life
Phone: 800-362-4462
Website: www.newyorklife.com 

Medical Insurance: Cigna

Provider: Cigna
Phone: 800-244-6224
Portal Login: www.mycigna.com 

Medical Insurance: Kaiser Permanente

Provider: Kaiser Permanente
Phone: 844-639-8657
Portal Login: https:/kp.org/newmember Email: universityofdenver@kp.org

Medical Insurance for Retirees

DU retirees have options for health insurance based on the employee's years of service. Find out more on our Retiree Benefits site:

Pet Insurance

Provider: MetLife
Phone: 888-438-6388
Website: www.metlife.com/getpetquote 

Short-Term and Long Term Disability Insurance

Provider: New York Life 
Phone: 800-362-4462
Website: www.newyorklife.com 

Business Travel Accident Insurance

Provider: Prudential/IMG Global 
U.S. Toll Free: 855-847-2194
Anywhere Toll Free: 317-927-6881
Website: www.imglobal.com 

Vision Insurance

Provider: EyeMed
Phone: 866-723-0514
Website: www.eyemed.com

Additional Benefits

Employee Assistance Program

Provider: SupportLinc
Phone: 888-881-5462
Website: SupportLinc

Employee Discounts

FAMLI & Leave Programs

Provider: New York Life 
Phone: 800-842-4462
Website: www.newyorklife.com 

Flexible Spending Account

Provider: Rocky Mountain Reserve
Phone: 888-722-1223
Website: www.rockymountainreserve.com

Health Savings Account

Provider: Rocky Mountain Reserve
Phone: 888-722-1223
Website: www.rockymountainreserve.com

Legal & Identity Theft Protection

Retirement Plan: TIAA

Provider: TIAA
Phone: 800-842-2252
Website: www.tiaa.org/du

Retiree Benefits

The University of Denver is proud to provide benefits to our retirees including a Retiree Association, events and tuition waivers. Available benefits are based on years of service. Visit our Retiree Benefits site for more information:

RTD EcoPass

DU employees receive a FREE RTD Ecopass! View instructions at the link below for installing the MyRide app and utilizing this benefit:

Student Loan Assistance

Provider: Savi
Phone: 833-604-1226 (Weekdays 5:30 a.m. – 5:00 p.m. MST)
Website: www.tiaa.org/du/student

Tuition Waiver

The tuition waiver is designed to enable benefited employees and retirees, their spouses and partners, and/or their dependent children under the age of 25 to enroll in for-credit courses at the University of Denver with reduced or no tuition charges. 

Annual Notices & Eligibility

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Health Plan Mandatory Notices

The Annual Notices (Spanish version) for our health plans should be reviewed by employees and their dependents. Each notice outlines the important benefits, terms, and limitations that apply to our health plans, including:

  • HIPAA Special Enrollment Rights
  • HIPAA Privacy Notice
  • Women's Health and Cancer Rights Act
  • Newborns' and Mothers' Health Protection Act
  • Uniformed Services Employment & Reemployment Rights Act (USERRA)
  • Mental Health Parity and Addiction Equity Act of 2008 "Wellstone Act"
  • Premium Assistance under Medicaid and the Children's Health Insurance Program (CHIP)
  • Pregnant Workers Fairness Act
  • Model COBRA Continuation Coverage General Notice Instructions
  • Medicare Part D
  • Marketplace Notice
People

Eligibility for Benefits

Eligibility for DU benefit plans begins for both you and your eligible dependents on the first day of the month following your date of hire into an appointed position. If your hire date is the first of the month, your eligibility may begin on either your hire date or the first of the following month.

Eligible dependents include:

  • Your legal spouse (including common-law and civil union) or domestic partner (including same and opposite sex)
  • Your children up to 25 years of age (including natural or legally adopted children, stepchildren, the children of your domestic partner, and children who have been placed under your legal guardianship)
  • Your children over 25 years of age who otherwise satisfy the above definition and are mentally or physically incapable of earning a living and primarily supported by you

You can make changes to your benefits during the annual Open Enrollment period in May for an effective date of July 1, or within 30 days of an IRS qualifying event. 

If you have any questions or need assistance, please contact benefits@du.edu.

Contact

 

Benefits Advocate Center

Contact